Investor guide

UAE Golden Visa through real estate

Updated: November 2026 · Insight City · Dubai

Buying Dubai property worth AED 2M or more may entitle you to apply for a 10-year UAE Golden Visa. Under DLD's 'Golden Visa — Investor' service (November 2026): the purchase value must be at least AED 2M, the property (or several properties) must be wholly in the applicant's name, and a mortgaged property qualifies with a bank letter showing the amount paid and the balance. The visa can also cover the spouse, children and parents. No permanent residence in the UAE is required. ICP/GDRFA decide on the visa; the agency does not guarantee it.

The value condition

The threshold is a purchase value of AED 2M or more. It can be met with one property or several, provided all are wholly owned by the applicant. A mortgaged property qualifies with a bank No-Objection Letter stating the amount paid and the balance. For off-plan, ICP requires a purchase from an approved developer. Conditions follow DLD's 'Golden Visa — Investor' service page as of November 2026; check dubailand.gov.ae and icp.gov.ae before applying.

Family of the investor

The visa is issued for 10 years and is renewable. The investor can sponsor a spouse, children and parents; for children over 18, DLD asks for an undertaking that they are unmarried. The visa is not tied to an employer and stays valid during stays abroad longer than the usual six months.

Documents and process

Under DLD's service rules the applicant must be in the UAE and apply in person; representatives are not accepted. The purchase itself can still be completed remotely.

Timeline and fees

DLD states a service time of 7–10 working days. Government fees per DLD: 10-year investor visa AED 9,884.75 (including medical test, Emirates ID and charges), each family member or parent AED 5,774.50, opening the sponsor file AED 318.75. Amounts as of November 2026; check them on the day you apply.

Common mistakes

Frequently asked questions

Does a mortgaged property qualify for the Golden Visa?

Yes. Under DLD's conditions a mortgaged property qualifies if its purchase value is AED 2M or more and the bank issues a letter showing the amount paid and the balance.

How much do I need for the Golden Visa?

Property with a purchase value of AED 2M or more; several properties can count if all are wholly in the applicant's name.

How long is the visa valid?

10 years, renewable. It can also cover the spouse, children and parents.

Do I need to live in the UAE to keep it?

No. The Golden Visa stays valid during stays abroad longer than the usual six months, but you must be in the UAE to apply in person.

What does it cost and how long does it take?

Per DLD: AED 9,884.75 for the investor visa, AED 5,774.50 per family member, an indicative 7–10 working days. Amounts as of November 2026.

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