On top of the price, Dubai buyers pay the DLD fee (4% of the sale value; the DLD service page lists it as 2% from the buyer and 2% from the seller, and the contract can allocate it differently — often the buyer pays all of it), fixed DLD fees, the trustee office and the agency commission. For a AED 1,500,000 apartment bought in cash that is about AED 96,220 (6.4% of the price).
For a ready apartment bought in cash at AED 1,500,000: the 4% DLD fee (AED 60,000), fixed DLD fees of AED 520, the trustee office at AED 4,200 with VAT and a 2% agency commission plus VAT — about AED 96,220 in total, or 6.4% of the price.
The DLD "Sale Registration" service page lists the fee as 2% of the price from the seller and 2% from the buyer. The contract can allocate it differently, and the buyer often pays all of it. On off-plan, developers sometimes cover the fee as a promotion.
Usually 40–50%: UAE banks lend non-residents about 50–60% of a ready property's value. The exact limit depends on the bank, the property and income; DLD and bank fees are paid on top of the down payment.
An estimate, not an offer or financial advice. DLD fees are taken from the official DLD website as of 2026-11-11; bank terms, commission and exchange rates depend on the deal. Check the amounts before you pay.